Because Music Booster Groups are often separate 501(c)(3) independent organizations, many states do not allow school districts to cover these independent entities.
Unfortunately, parent booster organizations are not immune from lawsuits or 3rd party liability, even if they are incorporated. Every year, booster groups are victims of embezzlement or face such liability suits. As a booster organization officer, it is your responsibility to make sure your group has sound practices to prevent potential problems. You should also ensure your group is covered in the event that something bad does happen. It only takes one bad event to erase years of hard work.
If you believe your group is covered by the schools insurance, we suggest the only way to be sure is to request a written letter from the school stating that all of your activities are covered.
AMP is Proud to Partner with PTO Today in offering Insurance Coverage
AMP has partnered with PTO Today to be able to offer these exclusive booster insurance coverages. PTO Today utilizes Bene-Marc, Inc., which has over 38 years of experience administering insurance programs for the nonprofit community. Philadelphia Insurance Companies and AXIS Global Accident and Health provide coverage for the parent booster program. Both companies are rated “A” by the A.M. Best’s Rating.
Why do I need to be a National Association of Music Parents Member (AMP) to purchase Insurance?
Because of AMP’s relationship with PTO Today and their well-established program, we’re able to offer you exceptional coverage at a discounted rates you won’t find elsewhere. As an AMP member you’ll enjoy all the exclusive benefits of being an AMP member, including downloadable access to ALLmembers-only resources and library of online articles and bonus tools, educational webinars, and first dibs on special offers and complimentary sampling programs from our partners.